Why should you consider a Farm Owners Insurance Policy for your Equine Property?

A Farm & Ranch Owners Policy will provide replacement cost insurance on your residence.

  1. A Farm & Ranch Owners Policy will provide replacement cost insurance on your household personal property.
  2. A Farm & Ranch Owners Policy will provide replacement cost insurance on your barns, farm structures and other outbuildings on your premises.
  3. A Farm & Ranch Owners Policy will provide Additional Living Expense during reconstruction of your residence from an insured loss.
  4. A Farm & Ranch Owners Policy can include Extra Expense coverage for loss of use of your barn requiring you to board your horses or continue your equine operation at another facility during reconstruction of your stable from an insured loss.
  5. A Farm & Ranch Owners Policy can provide insurance on your farm equipment.
  6. A Farm & Ranch Owners Policy can provide insurance on your tack and horse equipment.
  7. A Farm & Ranch Owners Policy will provide not only your personal and premises liability, but will include equine liability for bodily injury or property damage cause by your horses both on and off of your premises.
  8. A Farm & Ranch Owners Policy can provide insurance for the commercial liability exposures if you operate your horse ownership as a business or offer boarding of non-owned horses, provide riding lessons, horse breeding or horse sales.
  9. A Farm & Ranch Owners Policy can provide Care, Custody & Control Liability offering protection for you should legal action be taken against you for the death or injury to a non-owned horse in your care.

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    That’s cool that you mention that some policies will give you insurance on both your farm equipment and your tack and other things for your horses. It seems like that would be very important. It’d probably be a good idea to find one that could insure your more costly animals as well. No matter what though, you’d want to make sure you get an insurance plan that works well for your farm.

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